Oh that's not good
Sep. 20th, 2023 10:22 pm![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png){kind=small}
offcntrGot a call from the credit union this afternoon, asking to confirm the amount on a check someone had brought in to cash. Didn't recognize the name--Steven Count? Counts?--asked which account, because Denise and I are joint on each other's checking, plus we have a Money Market account.
He read me the last four digits of the account--my primary--so I asked for the check number. Turned out it was one I'd written that morning for just over $2000, to pay my credit card bill. (I'd bought a ton of clay, and also ordered some online printing for Clay Fest and Clayfolk.) Kept him on speaker while I walked out to my mailbox. Flag was still up, but sure enough, the envelope was missing.
He said it looked like the payee line had been altered, and that the guy had scrammed as soon as he said he needed to call me to confirm the amount--made some excuse about his girlfriend out in the parking lot needing him. So they didn't have him in hand, but I think they've got a camera on their entry, and he's going to refer this to their fraud department. Asked if I wanted them to hold the check for me, but I said to just send me a scan and pass it on to enforcement. At least, since they have the check in hand, I don't have to stop payment. But I'm gonna have to start taking bills down River Road to a secure mailbox. And maybe see about online payment, though at least one of my bills tacks on a surcharge for that.
But in the meantime, I'm kinda shook, and very grateful to the Oregon Community Credit Union employee who smelt something fishy, and followed through.
He read me the last four digits of the account--my primary--so I asked for the check number. Turned out it was one I'd written that morning for just over $2000, to pay my credit card bill. (I'd bought a ton of clay, and also ordered some online printing for Clay Fest and Clayfolk.) Kept him on speaker while I walked out to my mailbox. Flag was still up, but sure enough, the envelope was missing.
He said it looked like the payee line had been altered, and that the guy had scrammed as soon as he said he needed to call me to confirm the amount--made some excuse about his girlfriend out in the parking lot needing him. So they didn't have him in hand, but I think they've got a camera on their entry, and he's going to refer this to their fraud department. Asked if I wanted them to hold the check for me, but I said to just send me a scan and pass it on to enforcement. At least, since they have the check in hand, I don't have to stop payment. But I'm gonna have to start taking bills down River Road to a secure mailbox. And maybe see about online payment, though at least one of my bills tacks on a surcharge for that.
But in the meantime, I'm kinda shook, and very grateful to the Oregon Community Credit Union employee who smelt something fishy, and followed through.
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Date: 2023-09-21 05:59 am (UTC)no subject
Date: 2023-09-21 06:05 am (UTC)no subject
Date: 2023-09-21 11:14 pm (UTC)